I've searched the forum over and read quite a few posts. However, I'd like some feedback on a particular situation regarding HSC.

Finance company loans Jane Doe $200.00 in February 2008. Doe puts up a stereo and a few other items up as collateral for the loan. In September 2008 a certified letter goes out to Doe demanding payment in full or the property that was put up as collateral. Letter is returned as undeliverable. Finance company claims that they have demanded payment both via telephone and letter from March 2008 to September 2008 with no response. Finance company also claims that the property is not recoverable although they have no proof of such nor did they document any form of communication with Doe. Doe has not specifically stated that she refuses to pay or produce the property but has merely failed to do either.

I understand that it says that there is a presumption of hindering if payment is not made. From what I've read on here though it seems that there might be some case law out there that would be insightful in this situation. I'm not wanting our agency nor our district attorney to become the county bill collector. What are other agencies/DA's out there doing?

Thanks in advance!
Kasey